To: All Intuit Volunteers who kindly answered my questions:

Thank you very much to all who answered me, including sjrcpa, who confirmed in words, the link to the IRS materials on interest rates, sent by a previous Intuit email. I was very surprised that the IRS charges and compounds daily, starting at a rate of 8%. That makes an extension an impossibility, unless one has no other options. And then there is the penalty. I really appreciate getting the detailed process of how the interest was calculated and the further confirmation. I also very much appreciate the first volunteer who clarified what was meant by the 25% penalty. Your answers have made a very big difference to me.

Thank you!

Rose101